Insurance products and services designed to help homeowners safeguard one of their most significant investments. Available exclusively through an independent insurance agent near you.
The Andover Companies offers exceptional and reliable home insurance solutions. Trusted by homeowners for nearly two centuries, we are ready to help you protect your valuable property and belongings.
Almost 200 years ago, we insured our first home. Today, we serve the coverage needs of thousands of homeowners across the northeastern United States and have become a leader in protecting well-maintained properties like yours.
May provide personal injury, refrigerated items, and lock replacement coverage, as well as higher limits on silver, business property, watercraft, money, and stolen or lost jewelry and furs.
May be available for qualifying snowmobiles and typically includes both liability and physical damage coverages.
May be available for licensed individuals who provide day care services in their home for no more than three children.
May provide broad marine coverage to homeowners with power boats up to 32 feet and sailboats up to 40 feet, subject to terms and conditions such as speed and age restrictions.
We offer a range of optional coverages that can be added to your protection plan and tailored to fit the requirements of your special property.
Important financial protection that may help you pay for costs related to a breakdown of home systems and underground piping and wiring on your property that produces a service.
Home Systems ProtectionInsurance coverage that may help pay for expenses associated with restoring your stolen identity and provide case management services to assist in the recovery process.
Identity RecoveryInsurance coverage that may help you and your household recover from a cyberattack, including cyber extortion, cyberbullying, personal data breach, and online fraud.
Home Cyber ProtectionA layer of extra liability protection that typically will help safeguard your valuable assets in situations such as an at-fault car accident or an incident at your property.
Personal Umbrella PolicyAdditional protection for valuable belongings, such as jewelry, antiques, fine art, sports memorabilia, rare collections, and more, if they are lost, stolen, or damaged.
Scheduled Personal Property EndorsementSpecially designed insurance available to owners of new dwellings under construction that typically provides comprehensive insurance coverage, including replacing stolen building materials or personal belongings.
Broader coverage for losses due to water or waterborne material originating in your home that backs up through sewers or drains, or overflows or discharges from a sump or related equipment.
Water Backup and Sump Discharge or OverflowBy choosing The Andover Companies, you can get outstanding coverage for your property that doesn’t come at a high price. When you work with one of the highly qualified independent insurance agents in our network, they will confirm if you are eligible for any homeowner discounts or credits available through our Superior Home Insurance Protection Plan, including:
Home Insurance Insights
Selecting a new homeowners policy or renewing an existing one may involve various coverage decisions. To help you better understand the important details of this critical protection, The Andover Companies shares answers to frequently asked questions, such as:
For a more detailed understanding of home insurance, please reach out to a local insurance agency in our network. If you have additional questions about protecting your property and belongings, they are there to help.
“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over six years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”
“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”
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Leave it up to your agent to uncover the best coverage solutions for your valuable property.